5 steps to follow after a car accident
I’m in pain. Who do I go to? Should I call the police? Should I report this to my insurance? What is going to happen with my car? Who is paying for all this?
These are all questions and worries that come up after a car accident has happened. Being involved in a motor vehicle accident is very stressful not only for your body but for your life. Over 6 million car accidents happen in the United States every year. One in every three can result in personal injury to the driver or passenger and it is important to know what to do in order to protect your rights and your body.
If you are involved in a car accident it is important to follow these steps to protect you and your passengers.
1- TAKE PICTURES– It is extremely important to take pictures of the accident right at the moment it happened to have evidence just in case a claim is filed and there needs to be evidence. Take pictures of the damage to the vehicle as well as any visible injuries.
2- CALL THE POLICE– Even if there are no serious injures having the police make a report of the accident is crucial and most of the time needed if you are going to file a claim with your insurance company. It is important that during this report you explain in detail what happened. If there is something you are not sure about, just respond “I’m not sure” rather than “No”.
3- REPORT THE ACCIDENT– Notifying your accident to the insurance company as soon as possible is extremely important. Most car insurance company policies have Personal Injury Protection (PIP) coverage. This is money to cover your medical expenses when you are injured. In Florida, most policies have at least $10,000 in PIP and some have additional coverage. This means up to $10,000 of your medical bills can be covered without any money out of your pocket. Check your policy to make sure your medical bills will be covered in case you have an injury.
4- SEE A DOCTOR– In Florida you have 14 days after your car accident to go see a doctor in order to be able to receive your PIP benefits. If you fail to seek any medical attention within 14 days of the accident your insurance company may deny you of the coverage to pay the medical bills. You can seek medical attention from any doctor including regular physicians, orthopedic doctors and chiropractors. It is important to visit a doctor even if you are not in pain. Many injuries can manifest themselves weeks after an accident.
5- TALK TO AN ATTORNEY– One of the most important things to do is to hire an attorney to protect you. Insurance companies are going to do what ever it takes to pay you the least amount of money. Attorneys are there to guide you on issues ranging from getting compensation for your car to making sure you get the right kind of medical treatment. The best thing is that Personal Injury Attorneys don’t charge you a single dime unless they are able to recover compensation for your case.
If you have been involved in a car accident in the area of Sarasota, Florida give us a call and let us help you through this process. You don’t have to experience it alone. We have the knowledge and experience to make sure that you get out of pain and receive the compensation you are entitled to.
Yours in health,
Dr. Juan Caceres